Have You Lost Your Credit Cards?

Have You Lost Your Credit Cards?

If you have ever lost your wallet or purse with your credit cards inside you know that feeling of fear that sets in. We have all heard so much about identity theft that losing credit cards is enough to strike the fear of God into anyone. If you lose your credit cards you don’t have any time to waste when it comes to reporting them. You will want to get in touch with the credit cards company right away, ass soon as you notice the loss. The sooner you report the loss of these credit cards the less you will have to pay. If you are lucky enough to report the loss of the credit cards before they get used by an identity thief you will not have to pay anything at all no matter how much they charge to your credit cards account after the fact.

You should keep all of the information that you will need when you lose your credit cards handy. Perhaps you could start a file or use a specific cupboard for this information. You should have your credit cards account numbers as well as the number of each credit cards company. You may also have to have your Social Security Number handy to prove that you are who you say that you are when canceling your credit cards.

Once your credit cards have been stolen you will also need to start watching your credit card statements carefully. This is one of the ways that you can make sure that your credit card company has cancelled your credit cards as they should have. By getting a copy of your credit report as well you will be able to see if your credit report has been wiped of any fraudulent transactions. You do not want the loss of your credit cards to ruin your credit.