Tagged: credit

Make Your Customers Happy – Allow Them to Pay With Business Credit Cards

Make Your Customers Happy – Allow Them to Pay With Business Credit Cards Small business service contractors, like plumbing services, computer technician services, cleaning services and the like, are not usually given to accepting business credit cards from their small business customers. The jobs performed normally require the payment of fairly large sums of cash or issuing of large checks; something the customer may well not be in favor of doing. Everything would be much more convenient – and lucrative – if you allowed your customers to pay for these services with their business credit cards. Using business credit cards...

Finance

Smart Uses For A Home Equity Line Of Credit

Smart Uses For A Home Equity Line Of Credit For decades, homeowners across the country have reaped the benefits of a variety of home equity loans. In general, interest rates on these loans are lower than those attached to most credit cards and unsecured personal loans. At tax time, home equity borrowers often enjoy a substantial break by deducting the interest paid on their loans, up to 0,000. Home Equity Loan Basics There are two types of home equity loans. The most conventional (sometimes called a “second mortgage”) is paid in a lump sum, with a fixed interest rate and...

Finance

Zero Percent Interest Credit Cards – How To Get Approved

Zero Percent Interest Credit Cards – How To Get Approved Zero percent interest is a very attractive credit card feature that gains a lot of attention. Although credit cards have the potential of becoming a dangerous tool, they do have practical uses. For example, credit cards allow easy transactions when purchasing items online. Furthermore, credit cards are great to have when having cash flow problems. However, because of high interest rates, many consumers avoid using credit cards. Fortunately, there is a way to take advantage of credit cards without getting hit with a high interest rate. What are Zero Percent...

Finance

With No Annual Fees Credit Card: It Is Freedom For Life

With No Annual Fees Credit Card: It Is Freedom For Life When the direct sales agent comes to offer you the credit card, without any transaction fee you are always happy to put that card in your wallet. But it may also happen that at the end of the year after the card has completed one year and when you receive the bill for annual fees on the credit card you may rue the decision of having the credit card. It had been observed by the credit card industry that most of the credit cards underwent mortality within a year...

Finance

Bad Credit Personal Loans: The Economic Renaissance You’ve Waited For

Bad Credit Personal Loans: The Economic Renaissance You’ve Waited For Personal Loans are basic loans that are granted to people from different walks of life – they could include homeowners, tenants, non homeowners, businessmen, students, the elderly, etc. Personal Loans are created such that they cater to the financial needs of ‘everyone.’ The only requirement for the approval of Personal Loans is either a good credit record (a positive credit score), high-value collateral – in case of Secured Personal Loans or a current credible repayment potential. However, many of us find it difficult to apply for basic loans such as...

Finance

Credit Cards Without A Bank Account

Credit Cards Without A Bank Account Having a credit card is a great thing indeed, although most are hard to obtain for those who have a less than perfect credit history. The restrictions for getting most credit cards are so tough that those who have bad credit may find it nearly impossible to get a credit card, or they find themselves hit with extremely high APR rates, and find it hard to compete with the interest. For those who have less than perfect credit or no bank account, there is hope. There are credit cards known as no bank account...

Finance

High Risk Personal Loans – Fulfill your financial need and improve your credit score

High Risk Personal Loans – Fulfill your financial need and improve your credit score Are you someone with a poor credit history and no high value collateral to offer to get a loan? If the answer is ‘yes’ then you may look at the high risk personal loans for your financial needs. Read through to know more about high risk personal loan. What is a high risk personal loan? A high risk personal loan is a personal loan meant for people with a poor credit history. It is so called because the poor credit history coupled with the unavailability of...

Finance

Personal Loans For Bad Credit- Credit History Sees A Decline In Loan Decisions

Personal Loans For Bad Credit- Credit History Sees A Decline In Loan Decisions When Mr. Thomson, your next door neighbour, returned from his second trip in a month, you were bound to say how. How come Mr. Thomson, who is on the same rank as you, enjoy so many expensive holidays, when you have your wife and kids swearing on you for not taking them on holidays since years. The secret behind Mr. Thomson’s lifestyle is that he has recognized the power of personal loans to give unrestricted access to funds. You too were never ignorant of personal loans. However,...

Finance

Credit Cards for Bad Credit – How to Choose

Credit Cards for Bad Credit – How to Choose Needing credit cards for bad credit can be a real pain. It can really take a toll on your life and make you feel like you will never rise above it, that will always be a part of your life and gone are the days of loans, credit cards, and other forms of credit. This does not have to be true. Many companies in the world today understand that sometimes things beyond our control happen and we all need a second chance at rebuilding our lives. This is why some companies...

Finance

Getting To Know Your Business Credit Card

Getting To Know Your Business Credit Card Business owners are becoming increasingly dependent on business credit cards, albeit not quite to the extent that individual consumers rely on their personal credit cards. This dependence on business credit cards is mainly due to its usefulness in transacting and because it provides instant credit when needed. Realizing the huge potential of the small business market, more and more credit card issuers have come up with business credit card packages specifically designed to meet the needs of business owners. If the credit card companies are correct in their predictions, business credit cards will...

Tagged: credit

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